Is a tax return that piece of paper that I write a dollar amount on then mail to Uncle George??

That'* not a savings plan, that'* an interest free loan that you're giving the government You're not saving any money and it'* not "extra" money. You're basically giving your hard-earned money to the government and telling them, here do with it what ever you want and then give it back to me a year later. Oh, and by the way you don't have to pay me any interest on it either.

If you want to do that, I'll PM you my address and you can send me that $425 a month and I can make some money off of that and then send it back to you next year

I know it'* not the best way of saving money, and I know about the intrest free and stuff, but the way I manage money right now it just works best. I am working my way out of it, but for now it'* my annual paydown / toys money. Only in the last few years have I received that much back. I bought a house a few years ago and that kicked a lot of refund back when I did. Either way, new toys on the way.

i got about 3000 back and its already gone didnt get a chance to see it. it was direct deposited and my wife works at a bank, so as soon as we got it was gone to pay off our credit card. were down to 1700 from 7000+. were doing good.

I'm saving mine to help pay for school next fall.

Paying off the parental loan for my SSEI, lol

putting money into paying off bills and upgrading diamonds in a ring for the gf. see were thinking along the same lines chase.

Spring break, and toys. Only problem is what toy will it go for.

In the case of the IRS- it is better to receive than to give

Me? I hope to get another car. but $400 can only go so far :(