View Poll Results: Do You Have It?
Voters: 22. You may not vote on this poll
Full Coverage/Comprehensive/Collision Insurance Coverage
12-28-2005 | 09:31 AM
#11
Senior Member
True Car Nut
Joined: Jan 2004
Posts: 3,978
Likes: 0
From: Michigan
The Grand Am was completely paid for up front, so I didn't need Comprehenesive but I have it. I can afford insurance payments, but I couldn't afford to repair/replace it so its a must for me.
12-28-2005 | 09:56 AM
#12
Senior Member
True Car Nut
Joined: Dec 2003
Posts: 7,965
Likes: 0
From: Right in front of you
I have comp on mine. I cannot carry collision because they've already paid for the car once. The company I work for and insure through uses NADA to determine value. They pay high retail on collision claims.
I carried comp & collision on my 91 because it was in excellent condition and the NADA said I'd get over $1200 less my deductible. So for me- that would put me into another car asap and what I paid for the coverage wasn't very much.
Right now I have a zero comp deductible and it only costs me $12.81 per month. If I hit a deer or a tree falls on my car I am good to go. Jeff, on the other hand, carries the same coverage but his zero comp is costing him $27 per month. But if you have to replace your windshield - those heads up windshields are expensive.
Like I tell my customers- it all depends on YOUR comfort level. Either you will pay more now or then, it'* your choice.
I carried comp & collision on my 91 because it was in excellent condition and the NADA said I'd get over $1200 less my deductible. So for me- that would put me into another car asap and what I paid for the coverage wasn't very much.
Right now I have a zero comp deductible and it only costs me $12.81 per month. If I hit a deer or a tree falls on my car I am good to go. Jeff, on the other hand, carries the same coverage but his zero comp is costing him $27 per month. But if you have to replace your windshield - those heads up windshields are expensive.
Like I tell my customers- it all depends on YOUR comfort level. Either you will pay more now or then, it'* your choice.
12-28-2005 | 10:21 AM
#13
Thread Starter
Senior Member
Posts like a Corvette
Joined: Jun 2005
Posts: 1,596
Likes: 0
From: Berkeley, IL
Originally Posted by SSE14U24ME
I have comp on mine. I cannot carry collision because they've already paid for the car once. The company I work for and insure through uses NADA to determine value. They pay high retail on collision claims.
I carried comp & collision on my 91 because it was in excellent condition and the NADA said I'd get over $1200 less my deductible. So for me- that would put me into another car asap and what I paid for the coverage wasn't very much.
Right now I have a zero comp deductible and it only costs me $12.81 per month. If I hit a deer or a tree falls on my car I am good to go. Jeff, on the other hand, carries the same coverage but his zero comp is costing him $27 per month. But if you have to replace your windshield - those heads up windshields are expensive.
Like I tell my customers- it all depends on YOUR comfort level. Either you will pay more now or then, it'* your choice.
I carried comp & collision on my 91 because it was in excellent condition and the NADA said I'd get over $1200 less my deductible. So for me- that would put me into another car asap and what I paid for the coverage wasn't very much.
Right now I have a zero comp deductible and it only costs me $12.81 per month. If I hit a deer or a tree falls on my car I am good to go. Jeff, on the other hand, carries the same coverage but his zero comp is costing him $27 per month. But if you have to replace your windshield - those heads up windshields are expensive.
Like I tell my customers- it all depends on YOUR comfort level. Either you will pay more now or then, it'* your choice.
Thread
Thread Starter
Forum
Replies
Last Post
Ireli
Your Ride: GM Pictures & Videos
33
05-29-2006 10:16 PM
Sk8erFromDaNorth
Performance, Brainstorming & Tuning
11
05-09-2006 10:08 PM